Mortgage Lending Enterprises LLC (MLE) Privacy Policy

  1. Purpose This policy outlines the guidelines for receiving and sending text messages
    from Mortgage Lending Enterprises, LLC (MLE) to our customers. Our goal is to provide
    timely and important information related to your mortgage account and services in a
    convenient manner.
  2. Data Usage By opting in, you may receive text messages that may include, but are not limited to:
    1. Appointment reminders and confirmations
    2. Payment reminders and confirmations
    3. Updates to your loan status
    4. Information related to your mortgage services or account
    5. Promotional offers and services (optional, depending on opt-in preferences)
  3. Message Frequency The frequency of messages will vary depending on the nature
    of your account and services provided. You may receive periodic messages with
    important updates regarding your loan or account.
  4. Message and Data Rates Your mobile carrier may charge fees for sending or
    receiving text messages, especially if you do not have unlimited texting or data plan.
  5. Opting In By providing your phone number and opting in, you agree to receive text
    messages from MLE related to your mortgage account and services.
  6. Opting Out You may opt out of receiving text messages at any time. To stop
    receiving messages, reply “STOP” to any message you receive. This will unsubscribe
    you from all future text communications.
  7. Help and Support If you need assistance or have questions about your messages,
    reply “HELP” to any text message you receive, or contact our customer service team at
    (504) 617-4040 or via email at info@mortgagelendingllc.com.
  8. Privacy/Non-Sharing Clause We respect your privacy and will only use your mobile
    phone number for the purpose of sending mortgage-related messages. We will not
    share your phone number with third parties without your consent, except as required by
    law.
  9. Changes to This Policy MLE reserves the right to modify this texting policy at any
    time. Any changes will be communicated to you, and continued use of our services
    indicates your acceptance of the updated policy.

For the investor who owns an investment property free-and-clear and desires to leverage that property for any reason. Term Length: 13 months

For the investor who owns an investment property and is in need capital for construction. Term Length: 13 months

Single-Close construction to permanent financing.  Term Length:  13-19 months Fixed Interest, Balloon Note.

Fix-and-flip loans can fund the purchase and renovation of residential investment properties. They are typically short-term and offer quick closing on non-owner-occupied properties in any condition. Term Length: 13 months

A new construction hard money loan can be used to finance the acquisition and construction of real estate properties.  Term Length 6-12 months with Extension Options.

Loans offer a diverse of commercial real estate loans to meet your individual needs and investment objectives. Apartments, Office, Retail, Medical, Warehouses and industrial facilities, Hotels and resorts, and Land development.

Loans allow your clients to buy a home in a qualifying rural or suburban area for 0% down if they meet income guidelines.

Our high-balance loan offers easier qualifications than a jumbo loan, a FICO® Score as low as 620 and a loan-to-value ratio (LTV) of up to 80% on cash-out properties.

Interest Rate Reduction Refinance Loan (IRRRL): Our VA Streamline provides clients who have an existing VA loan the financial flexibility to lower their interest rate or change their term.

VA StreamlineAdvantages

This no down payment loan option was created especially for your clients who are qualified veterans, service members and spouses.

This refinance option lets your clients lower their monthly payment on the FHA loan they already have without an appraisal.

Key Benefits of An FHA Streamline

This product is a great option for clients with credit scores of 580 and higher who pay a 3.5% down payment.

Conventional loans, including 30-year fixed, 15-year fixed, and 5-,7- and 10-year adjustable rate loans are designed for clients who want lower monthly payments and an interest rate that never changes over the life of the loan..

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